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Five Month Payment Plan - This term plan permits payment in 5 installments: July 20 through November 20. The non-refundable enrollment fee is $70 per term. The deadline to enroll in this payment plan is August 24.

Fall 5 Month Payment Plan
Payment Plan Enrollment Period	Required Down Payment	Number of Payments	Automatic Payment Processing Date
July 1 - July 20	0	5	July 20 - Nov 20
July 21 - Aug 20	20%	4	Aug 20 - Nov 20
Aug 21 - Aug 24	40%	3	Sept 20 - Nov 20

Spring payment plan information coming soon!

ÑÇÖÞ×ÔοÊÓƵpay moved to new partner for our payment plans, but if you are currently enrolled in a summer payment plan, please know that the final installment of your summer payment plan is still scheduled to occur automatically on July 20th. Beginning June 23^rd at 5PM CST, access to view or update your current summer payment plan account will be unavailable. After June 23^rd, please contact our office for any account changes or questions you may have about your plan.

1. Students or authorized users can log in to ÑÇÖÞ×ÔοÊÓƵpay.
2. Click the Payment Plan tab or the Enroll in Plan button at the bottom.
3. Select the offered payment plan to begin.
4. Select your payment method:
   -Debit and credit card payments include a service fee.
   -E-check payments have no service fee

Budget Phase (Prior to August 9^th, 2025)

• A blank budget sheet will be available for you to calculate your plan amount.
• Use the Tuition and Fee Rates page as a resource for cost.

Actual Phase (Starts August 9^th, 2025)

• Plans will automatically update to match actual account charges on the Student Account. This process is called rebalancing.
• Plan adjustments may increase or decrease based on:
  1. Financial aid
  2. Credit hour changes
  3. Added charges to the Student Account.

Once the budget sheet is complete, ÑÇÖÞ×ÔοÊÓƵpay will calculate your payment plan.

Enrolling After the First Installment Date

• A down payment will be required.
• If the budget phase has ended, ÑÇÖÞ×ÔοÊÓƵpay calculates the plan based on current account charges on the Student Account.
• Any adjustments to aid or charges will prompt a plan re-calculation automatically.

If you have any questions or need assistance, please don’t hesitate to reach out to us at studentaccounts@smu.edu.

• Log in to ÑÇÖÞ×ÔοÊÓƵpay and click Make a Payment or navigate to the Payment Plan tab and select Make a Payment.
• You’ll be prompted to choose whether to pay the next installment or make a general payment toward the plan.

When can I enroll in a plan?

• Fall Term – July 1
• Spring Term – November 1
• Summer Term – April 1

Can I use a payment plan for a prior term balance?
No. Plans are term-specific and cannot be applied to prior or future term balances. Plans become available once all past due charges are cleared.

Can I enroll in more than one payment plan per term?
No. Only one payment plan is allowed per student per term.

What happens if a payment is rejected?

• The system will attempt the payment again in 5 days.
• If the second attempt fails, the plan will be canceled, and the full balance will be due immediately.
• A $30 returned payment fee, charged by Flywire, will apply.
• To reinstate a canceled plan, contact Student Accounts at 214-768-5555 or studentaccounts@smu.edu.

How do I update my payment method?
Click Payment Plan, then Manage Plan, and select Manage Auto Pay to update your bank account or card details.

Do I need to log in monthly to make payments?
No. Payments are automatically drafted from your saved payment method. To make changes, notify us 48–72 hours before the due date.

What is payment plan rebalancing?
Automatic adjustment of payment plan from estimated charges to actual charges. Your monthly payments may increase, or decrease based on current enrollment or status of financial aid.

Still have questions?
Contact the Mane Desk at 214-768-5555 or email manedesk@smu.edu.